一家大小出游记

刚结束了7天8夜的成都游，11月12日-20日，行程虽然紧凑，却也把散落各地的家人凝聚一块。
结束行程的第一句话，累。

父母累，毕竟年纪大了，要配合年轻气盛的子女步伐，
弟妹累，琳琅满目的景点和不断摆pose拍照。
我的累，全程安排这趟自助行，算钱，领队，策划隔天行程，还须确保自己不能病。

纵使大家都累，但回忆这7天一起走过的行程，一切是多么充实。
一年到头辛勤工作，难免忽略周围最亲的家人；
旅游是一种最好增进感情的方法，至少我这么认为。
因为大家的24小时都摊出来，
没有人可以追电视，上网玩电脑，批改作业，和朋友喝茶等。
不会闷，因为每天都有惊喜，绝美景点/ 有趣活动/ 批评他人的陋习 等。
间中偶尔的摩擦，不但不会影响彼此的感情，觉得这就是我认识的家人，一群不完美的人。

自助游的原因是不要像赶鸭子式的需匆匆走完所有景点，
路过国美电器店（中国著名电器连锁店），可以直接进去买九阳豆浆机。
虽然马来西亚也有卖，但这里是便宜些，可如果行李托运分分钟钟超重而被罚款。
买，为了不空手离开宝山，说白了就是贪小便宜，
这种随性的游荡，是一种奢侈的自由，顿时让大家身心松懈下来。
倒是我，带着老人家旅游有时会有种拉牛上树的感觉，不如自己背包旅游快活自在。
可他们的一句 “这地方真美，来得很值得”
或是向亲戚朋友炫耀自己旅游经历，我埋藏心底的埋怨立刻烟消云散。
因为，被认同嘛！

拍了不少照片，慢慢回味之际，照片里的家人和印象中的样貌有了出入；
父亲头发开始稀疏，反应力减退。
母亲黑发转白，颈间皱纹纵横交错，显而易见。
妹妹多漂亮了几分，脸颊微微泛红，更显娇美。
弟弟又高了几公分，日益健壮，发型和眉毛之间貌似林丹。

知道和老人家相处的时间所剩不多，很想多把握当下团聚的机会。
老人家是凝聚家庭成员的重要支柱，能缓和和化解儿女之间的摩擦。
一家出游对我来说是一件幸福的事。
幸福的事不会从天而降，要追求创造，趁着他们仍然健壮，把握机会多走一点。
周围看多听多了子欲养而亲不在的例子，所以格外珍惜现在，只要能力范围能做的就去实现。
这么做不为孝顺，不为做做榜样，不为树立形象；
只是想花时间陪陪他们，好好的看看他们的面孔和那熟悉的眼神。

旅游结束，要分离时，鼻子还是酸酸地，心情有点emo.
这时的我变得感性，（不是性感哦，哈哈）
依稀记得当初上大学的第一天，父母送完我到了宿舍，离开后我哭的稀里哗啦的。
现在长大独立了，当然不再那么情绪化。
但我了解自己的格性，也深知爱别离苦这道理，
要做好离别的心里准备，坚强面对无常的到来。
珍惜当下，不要有遗憾。
即使周围人不认同，就算无法达到自己的人生目标，
珍惜当下，我已无憾！

Companies growing via acquisition

The local grown companies had outgrown the tiny pond where they were first born.

Muhibbah Engineering taken over Favelle Favco and Kroll, the established AUS crane company that built NY World Trade Centre;

Bonia acquired Braun Buffel, the century old German high-end brand, with huge presence welcome by the wealthy China market;

Khind, a little Sekinchan electrical shop in 60s grown and acquired Ancom (2011) and Mayer (2012) in Hong Kong and Singapore.

It is not about local companies expand oversea, it is the change in boardgame today.
These companies  chose to grow through acquisition. Why? Because today they grew so strong that they are ready for the crisis, a game that required some patience to finally see their competitors in trouble, and came in as a "white knight", to takeover the competitors, its entire legacy and goodwill.

Business-friendly financial backdrop in Malaysia and the low interest rate environment world wide is the catalyst for growth via acquisition. Instead of putting FD for 3% in the bank, they choose to buy these Europe/ Western companies in trouble. Not only the acquisition sees higher return, it saw an rebranding and technology transfer from the knowledge and fame these new acquired targets carried.

"There are so many business out there offered us to take over them, its time for us to pick the sweetest apple." I was once told when i questioned on their aggressive exercise, for a long known prudent name.

The boardgame is gradually changing, you think you are working in a western company, the ultimate holding company could be an Asia company. As quite a number were now owned by Asia companies especially during the 2008 crisis. You will gradually see new cultures gradually blends in, and found it surprisingly familiar. For those who are always looking forward to work in western co that offered better remuneration and more "humane" workload, rethink.

We are proud of our local companies. More business to the bank in short term as they need financing to support them to expand. Sadly, they joy could be short-lasting, if the local growth remained stagnant. (government project to drive GDP growth is temporal). In many cases, the companies got attracted to the better business opportunity oversea and put heavy investment overseas. Names like Genting, Kuok's group and AirAsia shifted their base to Singapore, Hong Kong and Indonesia. Look at the negative remarks (official one from Tony Fernandez while unofficial one from Lim Kok Thye and Robert Kuok)   they made before their departure.

I am worried as the citizen.
Sometimes I hope I don't have to know about all this, stayed in my small town earn a living on a simple job.

A customer once told me these and i hope to tell the country's leader:

"Now our company grown so strong, you can't use the old method (pricing and covenant) and assume we will do everything at your bidding. With our scale today, many bankers were knocking at our door hunger for business but you guys looked adamant in your old way. 

Change your way or we change our banker. 
You are going to lose more business besides merely the loan business, if the relationship exited."

More local companies are waiting.

The day when i was banished into Hell

Those close to me knew that I was always crowned with fame, since my MBA days till my job in the bank. A good student, good friend, good interview candidate, good employee, decent job etc.

Since my return to campus, personally i felt luck had always been on my side, and often the outcome outperformed my expectation, which in a way is due to the hard effort that i poured in. My confidence level improved, unfortunately my arrogance ballooned proportionately. I enjoyed the hard-earned glory and fame, began walking up in style and often attracted many admiration and envy glances, brushed past my colleagues and establishing presence in high profile manner.

Arrogance and over confident, the twin devil overpowered me.

Until the black Friday on 27/9/2012, I failed my bank exam. I started to lose everything.

I remembered vividly when my colleague approached me with the bad news,

"I passed, so are others in the division except YOU" he said bluntly.

"Oh,.. congratulation..." i replied gingerly.

Other colleagues around probably heard it, some with disbelieving face staring at me.

My mind was completely blank, i went into a trance. As i was working on a reply to an VIP client who that had their account overdrawn, i stupidly typed the email reply as below:

"...account overdrawn is a sign of financial insolvency which may trigger downgrade in credit rating."

which later the customer complaint to my higher authority of my "imaginative" accusation, cursing their business failure. That was really dumb.

Next, i thought of telling the people around me whom i love and concern on the bad news. My tears became uncontrollable when i typed the sms:

"I failed my exam, Sorry to disappoint you. Do not worry of me, I am fine."

Throughout that day, there are many consolation and friendly pat from my colleagues and friends. It was a long day especially you have to put up a smiley face and portray the i-am-fine look when they came to give you their supportive pat. How much i wished to crawl into a hole and cry like a baby.
They are the sincere angels, just that i need some time to digest the cruel fact.

Days after that, i began to sense different treatment from people around me.

Colleague that usually come to ask for assistance on some accounting queries stop doing so.

Ladies that usually gave me the sweetest smile now do not bother to have eye-contact with me.

Remarks such as "so the smartie all the while isn't that smart after all" became one of the joke during lunch, which i assume it was rumours when my close friend told me that.

Until my ultimate encounter with a friend, who immediately began her consoling speech when we bumped into each other, ended up with "can you do me a favour, please help to borrow the notes from your close friend that passed the exam". It was a true sting, I was thinking that you could actually borrow it from me too.

This is why i named this post - the day i was banished into Hell.

Contrary to everyone's belief that i will sink into prolong pessimism and dismay, I began to feel that it is a blessing in disguise. There is a reason for everything that happened.

Firstly, this is the time for me to identify people and friend.

Secondly, I was too over-confident of passing the exam, until i utilized all my annual leave for vacation after the exam. I even planned for the celebration dinner with my love one before result is announced.

I was assuring my parents and friends not to worry of my exam, whenever they asked about it.

My philosophy, sky is the limit, which is not the best attitude in engaging with my superior.

This came as a wake-up-call, as my colleague correctly spelt, that pull me down to earth and to be realistic on where i am.
I began to show more respect to people around me, after all i am just like them.
I began to put up more humbleness and learn from people around me.
I began to repeat my uphill battle as the preparation for next exam in Dec.

Whenever the negative emotion tried to influence me, my inner voice tells me:
" A successful man is not defined as how many successes he achieved,
it was only when he is able to survive the last fall and emerge stronger that makes him a successful man."

After all the smooth journey, this could be the perfect fall that i had in my life!