Monday, December 28, 2009

Do you have to be like others?

This is a video which truely touched me.

http://www.youtube.com/watch?v=Um9KsrH377A

In life, we always question ourself,
why are others getting such high salary while you are not?
Why do others have gf/bf while you don't?
Why are others did so well in exam while you aren't?
Why are others got favourited by friends while it's not you?

ULTIMATE Question : Why do you have to be like others?
Everyone is unique, live our uniquness to the fullest.
Even though there is many obstacles ahead,
although you felt the road ahead is tough,
But, when you closed your eyes,
you gain the strength to create miracle,
even a deaf can played Canon in D so well.

An example of successful ads
which this one touches our soul, motivational and convey the message
Again another Thai advertisement.

Thanks Ricky for the inspirational video!

Saturday, December 26, 2009

3 stories

STORY 1

Today I got my car to be serviced. It was a major service as this is the 3rd 20,000km.

This service centre is located at Kawasan Perindustrian Bkt Serdang
Equipped with the basic facility and a car wash service beside it.
The car wash area is a mere car park sized facility,
"outsourced" to an Indian man in fourties, who brought along his 10 years old son.
They will clean the car entirely after the cars had been serviced.

I was greeted by a young guy (who i knew later to be the tauke's son) ,in his early twenties
He explained the service politely and listen to my problem attentively,
Soon we agreed with the job scope, everything seems to be satisfactory,

Suddenly the Indian car-wash man approaches the young guy,
Car-wash man :"Sana ada satu kereta hitam tak tau siapa punya, nak cuci tak?"
"Apa !!!"The young man yelled at the Indian who is standing 3 feet infront of him
The Car wash man repeated again.
Then the office clerk came out and said that black car is their customer's car who wanted to het his car washed.

Upon hearing that statement,
"Bongok, tak tau tanya orang tu ke? Bodoh betul!!" The young man scolded harshly
The Car wash man looked around, and our eyes met.
He felt shameful, i can feet it, and i switch my glance away.

Then, he and his son walked back to the car and started their chores
He is looking down.
He is an elderly to the young man scolded like a child

I knew this is the common scenario,
from the spontanous words that came out from the mouth of the young man
The tauke(father) and Tau-ke-soh (mother) were in the workshop.
maybe they already got too used to it.

STORY 2

Last week,

One of my "mother-status" friend told me her son was punished in the school
The son threw paper clusters at the teacher when the teacher is writing on the board.
The teacher knew it was his doing and caned him few times on his hands, NOT palm

The mother, heart-broken
went to the school the next day,
demanding for explanations,

She assumed that caning was only allowed on palm,
after the child had been clearly explained of the wrongdoing.
The teacher got irritated and suggested the mother to transfer her son.
The mother was agigated and with her forceful manegerial ton,
The teacher finally broke into tears.

Only than the mother let it off.
I knew the teacher's feeling.
She was very helpless,
headmaster, and school's administration usually will not defend the teacher.
Moreover, the teacher was hinted to apologize.
They were scared of the news to get on the papers.
When that happens, the state education department will investigate the case.

I agreed that the teacher is being unprofessional,
Not rational and hot tempered probably the consequence of 50 students packed in the class.
Caning is suitable only for minor offence such as bad result or late pass-up.
Deliberately opposing the teacher is definitely a major offence.
It is an humiliation to a teacher who is teaching whole-heartedly in class.

If this were to happened 30 years ago, where chinese community used to respect the teacher like their father,
The child who did this will be severely punished in school, probably public canning.
When the child reached home, the father will give him the 2nd round slaps and whipping,
for tarnishing their family's fame or "lose face",

Now not only he was spared from that,
He knew his mother was going after the case, forcing the teacher involved into tears.
Although the mother told me,
She scolded her son for the wrongdoing,
she believes her son will not repeat the mistake again.
Chinese proverb sounds 上梁不正下梁歪
Even the mother had been disrespectful to the teacher,
What more can you expect from the child?

STORY 3

Last month,
My 14 years old nephew, scolded his Kakak from Sumatera.
He was back from school,
blowing up temper when he saw his room was tidied up
"I cakap jangan sentuh bilik saya, awak bodoh mcm babi!"
The Indon- maid understood that,
She just continue mincing the onion in the kitchen
Every members of the family including the child, scolded the maid everyday.
It's too common for her.
The interesting part is,
the commotion took place in the living room,
where the mother was watching TV,
while the father was reading newspaper.
Apparently they heard the arguement,
but they kept silence.

In the 3 true stories above,
the child seems to be kurang-ajar
They scolded the elderly Indian car-wash man,
They threw trash at teachers,
They roared at the maid who tidied up their room,

Nevertheless,
Not only they parents are showing no effort
Their parents even supported their wrongdoing passively,
by keeping themselves silence,
by reprimanding the teacher involved,

FINE ! FINE!
The parents had deprived the learning opportunity of the kids,
They will get away from it,
but
the son and daughter will have to pay a very high price,
for the lessons that they should have learned.

Thursday, December 24, 2009

Friend Investment Portfolio

Choosing friends is just like selecting stocks into your portfolio

In the good times,
You need positively-correlated stock that gives you huge return,

When you are rich,happy and healthy,
you need happy-go-lucky friends that celebrate your joy,
double/triple your excitement,
dance with you into the endless night!

Most of the stock in the market belongs to this category,
You can have plenty of stocks with outstanding peformance during the good times,
but all of them fail terribly during the bad times.

In the bad times,
You need negatively-correlated stocks that gives you some minor return
when everyone loses money;

When you are broke, heartbroken and ill,
you need friends there to listen to your misery,
they will lend you the shoulder if you feel like crying.
they will concern of you sincerely

Thie group of stock is very rare,
it takes patient, perserverance and some luck to locate it.
This stock is often neglected,
because they don't shine during the good times,
they are not competent to speak for themselves,
they are always the overlooked stock,
they are the laughing stock among investors,
they are the left-behind.

In stand alone case, this stock will never be considered
You may even dislike this stock
but
this stock may be chosen to complement your portfolio,
makes your investment prosper during the shining days,
and survives through the rainy days.

The ideal case,
The best stocks it those that perform in the rain and shining day
But that's only an ideal case.

Making friend is simple,
Investing in the right friend is the challenge.

An investor who are always hesitating which stock to invest,
will never reap profits in the good times.

Golden words here is,
treasure every friends around you truthfully,
dedicate yourself entirely into the friendship,
trust him/her sincerely,
If thats the wrong investment,
you suffer,
but soon you recover
and starts to treasure your next friendship.

Thats the cycle of life.
No pain, no gain!

Sunday, December 20, 2009

地雷

        “你这样做只会让人越来越讨厌你”
“sorry, 但。。。我做错了什么?” 
       “你没错,你很好!”她冷冷的说。

************************************************

典型的地雷,爆发在不知不觉中,
虽然这可能是场玩笑,但一点都不好玩;
自小你很爱说话,但还是不会‘说话’,
病从口入,祸从口出,
当大家在高谈阔论的说“废话”时,你总是不小心踩到地雷。
当大家外出游玩,你得意忘形时,误踩地雷,会引火上身。
当你偶尔返老还童,玩着闹,地雷“轰“的一声惊醒梦中人!

地雷,
你不知它在何处,当你侥幸存活时,
你也不会被告知下一颗在哪。
纵使你拉着嘶哑的嗓子,
到处向周围的朋友求救,
他们回过身,
投以同情的眼光,耸耸肩,无奈的微笑,
你明白了,
由始至终你都是独自上路。

这只是未来办公室政治的前奏,
今却足以令你寝食难安,
很伤,很痛。

一个高傲的人,
憎恨消极的想法,
不愿逃避问题,
越大的挑战只会激发更多的斗志;


在四面地雷,
解释等于狡辩的情况下,
不得不松手,
无奈的抱着“好男不与女斗”的心态阿Q自己一番,
三十六计走为上,
但愿天涯海角自有留人处!

Saturday, December 19, 2009

[MBA] Financial Management

Financial Management- one of the most feared subject among MBA courses,
taught by deputy dean, Prof Shamsheer
His teaching is more to applied financial theories to real world economy
as he assume his student had prepared the chapters before the class
This is a huge pressure especially to student without finance knowledge like me,
but
the positive side is it pushes me to prepare before the class to understand his lecture.
to me,
Fetching knowledge from knwledgible lecturer is more important than grades,
however,
Obtaining good grade in the killer-lecturer hand is a great satisfaction.. (nonsense time again ^_^)

"What is the positive impact of economy recession?"
people usually discuss about negative things during recession,
one of the positve thing is the rise of bond price.
Recession, productivity falls, demand falls, supply falls, interest rate drops
Bond price will increase which is reverse to share price.

"Impact of goverment printing $"
symptom of bankruptcy
Country printing money causing lots of $ after little goods,
inflation rise,
goverment interfere interest (INT) rate to rise,
INT rise, $ become lesser, inflation drops, (short term)
increase productivity to overcome short of goods which cause inflation (long term)

"Government stimulus plan inject $ into share market, discuss"
$ injected in to share market, financial assets increase, but NOT real assets
government anticipating on business activity to increase real assets,
IF only it works.. will it??

It may be a tough time picking up the financial definations and calculations,
but
risk and return, bond (warrant), stock, cost of capital is everything around us daily
At least it is what a normal ah pek will read in newspaper in kopitiam.
and at least i should know what the ah pek is reading/talking
Learning is fun!